Savings Account Options

United Bank offers a wide range of attractive options for savings accounts.

	Interest Earners Learn More	Regular Savings Account Learn More	Green Thumb Savings Account Learn More	Money Market Learn More	Premium Interest Money Market Learn More
Minimum Opening Deposit	$10.00	$50.00	$50.00	$2,500.00	$10,000.00
Minimum balance to obtain APY	YES	YES	YES	YES	YES
Interest Earned	YES	YES	YES	YES	YES
Transaction Limits	YES	YES	YES	YES	YES
Service Charge	NONE*	NONE*	NONE*	NONE*	NONE*
ATM Access	NO	YES**	YES**	YES	YES

*When minimum daily balance requirement is met.
**When linked with a United Bank Checking Account.

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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

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Savings Account Options

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts