Checking - Personal - United Bank

Checking - Personal

United Bank offers a wide range of attractive options from E-free and Chargefree Checking to Interest bearing accounts. All United Bank checking accounts include free Escort Check Card (debit card), Internet banking, Internet Bill Pay, e-statements and use of United Bank, and Affiliate bank ATMs. See our summary for details.

Express Check Re-order

	Efree Checking Learn More	ChargeFree Checking Learn More	Interest Checking Learn More	Premier Members Checking Learn More	Health Savings Account Learn More
Minimum Opening Deposit	$50.00	$50.00	$1,000.00	$50.00	$100.00
Miniumum balance to obtain APY	-	-	YES	YES	YES
Interest Paid	-	-	YES	YES	YES
Transaction Limit	-	-	-	-	-
Service Charge	-	-	NONE*	YES**	-
ATM Access	YES	YES	YES	YES	NO

* When minimum daily balance requirement is met.
** By maintaining $10,000.00 in combined deposits with our bank, you will avoid the monthly service charge..

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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

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Checking - Personal

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts